Debt-to-income; a meaningless metric
Is the often cited, rarely critiqued, ‘debt-to-income’ the out-of-control monster the government leads us to believe?
Part 2: Whiskey, wine, and weakness in Ottawa
Dustan Woodhouse examines just how preposterous the recent mortgage rule changes were by comparing lending practices of big banks and monolines
Guest post: Consumer debt vs mortgage debt
On why the government so zealously targets mortgage debt while completely ignoring the consumer side
Notes from the industry’s continued advocacy
The industry has been going to bat for brokers and potential home buyers following last year’s mortgage rule changes; that continued last week with dozens of meetings, organized by Mortgage Professionals Canada, with government officials
Brokers talk government meetings with MPC head
The recently re-launched Canadian Mortgage Hangout aims to hold the industry accountable, and its latest segment focused on what the industry's largest association is doing to ensure the channel's voice is heard by the government
Brokers question foreign buyer stats
Foreign investment in Toronto is nearly negligible, according to a recent poll or real estate agents, but brokers aren't exactly sold
Brokers react to DLC’s Marlborough Stirling purchase
MorWEB is poised to become a much bigger player in the mortgage game; how do brokers – both DLC and others – feel about the purchase?
First-time buyers will now have to pay 20% more for their homes - study
Hopeful home owners will have no choice but to settle for properties far cheaper than those they would normally prefer
Vancouver sales downturn an omen of greater market hardship?
Significant decline in October sales makes observers nervous about the Vancouver market’s near-future prospects
Analysis: Many Vancouver homes within reach of middle-class families
New rules burden middle-class would-be home buyers unnecessarily, says an observer.