Rakhee Dhingra, Mortgage Savvy

Rakhee Dhingra, Mortgage Savvy

CEO and broker
Mortgage Savvy 

Rakhee Dhingra launched her career in financial services after graduating with a bachelor’s degree in commerce and finance. While working her way up the ladder at major banks, she made it a priority to put people first. “For me, it’s never been about the numbers; it’s about the relationships,” she says.

Dhingra founded Mortgage Savvy in 2015 with a mission to challenge the transactional nature of the industry and focus on building meaningful connections instead. “Clients often come to us with a lot of financial stress,” she says. “We work with them not only to secure the lowest rate and most flexible terms, but we also educate them throughout the entire process so they feel secure and confident in their financial decisions.”

In doing so, Dhingra has created a financial concierge service dedicated to delivering the highest calibre of expertise. Since the company’s inception, Dhingra has invested in developing strategic partnerships with the industry’s leading Realtors; as a result, the Mortgage Savvy vision quickly morphed into a full-blown movement.

In 2018, Dhingra hired administrative staff, brokers, agents, underwriters and a relationship manager; together, they secured 177 deals and $91 million in loan volume, with a 92% conversion rate for clients. The following year, Dhingra was forced to downsize from a team of five to one, with the support of a part-time agent. But she persevered and continued to invest in what she does best – meeting with clients and underwriting mortgages – and went on to secure 194 mortgages with a total funded volume of $91.4 million.

In 2019, Mortgage Savvy was a finalist for Brokerage of the Year (Fewer Than 25 Employees) at the Canadian Mortgage Awards, and Dhingra was named to CMP’s Women of Influence list.