Mary Carey has been a mainstay of the Canadian mortgage industry for more than three decades. This year her company, Personal Choice Mortgage Services, celebrated its 20th anniversary of doing business in Hamilton and its 10th year with the Verico network. Along the way, Carey has served as a mentor to many mortgage agents who have gone on to have successful careers, including her daughter, Megan.
Carey has won numerous awards over the years. Most recently, the Hamilton Spectator Readers’ Choice Awards named her one of the best mortgage brokers in Hamilton, and Personal Choice was named one of the city’s best mortgage companies for the 10th straight year.
While the industry has changed significantly since Carey first got her start, one thing has remained the same: her passion for helping people find the best mortgages possible. “I’ve learned that no matter how much the industry changes, the core principle will always be the same: helping clients to get the mortgage that best suits their personal needs,” she says. “As long as that remains my top focus, Personal Choice will always be successful.”
Despite the latest rule changes, Carey sees 2018 as a year of opportunity: “The tone for the mortgage industry in 2018 has already been established by the new OSFI mortgage rule changes,” she says. “In addition, we have experienced historically low rates for a number of years. In both cases, as an industry, we should treat theses changes as an opportunity, not a threat.”
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