A report from BMO shows that 30 per cent of Canadians are struggling with their month-to-month finances; living paycheck to paycheck or spending more than they earn. The survey also points to an increase in the number with little in the way of emergency funds; 27 per cent have savings that would last only a month or less. While there has been a slight increase in the average level of savings to $35,237, around 40 per cent have less than $5,000. With the number of those who qualify for unemployment benefits having fallen, it means that there is a greater risk of people ending up in desperate financial situations. Read the full story.