Many new home buyers will be heading to mortgage lenders with a large input of cash from mom and dad. A new report from the Bank of Montreal shows that an increasing number of first-time home buyers are only considering home ownership thanks to help from parents or other relatives. The survey found that 42 per cent of first-timers expected to get help from the family, up 12 per cent from last year. Without that help 40 per cent said they would not be able to buy a home. Most of the buyers were expecting a downpayment of around $59,413 on average to buy a home valued at an average $312,700.