The rates that homebuyers south of the border are paying for home loans have increased after hitting a 20-month low. Federal mortgage corporation Freddie Mac reports that the average rate of a 30-year fixed rate mortgage increased to 3.69 per cent last week from 3.59 per cent a week earlier. The average 15-year deal was now at 2.99 per cent up from 2.92 per cent. The rise results from the strengthening US jobs market which has pushed the yields from10-year US treasuries higher. The lower mortgage rates have helped the US housing market gain some momentum after a sluggish few years. Read the full story.