Canada continues to provide a steady and large flow of buyers of real estate in the US but realtors and mortgage brokers south of the border advise that there’s research that needs to be done. Firstly on location; Florida, Hawaii and the valleys are popular choices for Canadians looking for a second home but there are many affordable areas in the states that are also worth considering. Parts of Ohio, Georgia and even New York state are very affordable and while they may not always provide the weather of some other options, they may still be viable. The other thing to consider is the mortgage. Although many Canadians pay for their US property in cash when a home loan is required it is not always as straight forward as a Canadian mortgage. The time it takes to arrange, the paperwork required, and the popularity of fixed-term loans of longer durations are all considerations.