“For those siding with the lender, right on; credit is a priviledge for which you have to qualify, not a right,” one anonymous commenter said. “The applicant that is pregnant is currently a non-permanent resident … absolutely the lender has to evaluate the risk inherent in the situation and determine whether this fits within their risk tolerance.
“This is not about someone being pregnant - this is about risk.”
And when it comes to maintaining relationships with lenders, it’s better to disclose all the details, suggested a number of readers. Though they also suggested asking for an exception on special cases such as this one.
“At the end of the day brokers should be realistic and respectful of who's money is at risk but we also must be the public's champion with the lender, I never see anything wrong with asking for an exception even if there is only a slim chance of getting it,” Ron Butler
Butler Mortgage said.
“Ask for an exception certainly & provide full supporting details so they are able to review it fairly," Pamela Wyant of Dominion Lending Centres
Northern Mortgage Solutions added. “But my recommendation is: don't forget the disclosure if you wish to retain the lender relationship.”
Lender denies client because of pregnancy: Broker