“I can understand a lender questioning the continuance of income which is based on a work visa only … how will mat Leave affect the visa status if she is not able to work?” Pamela Wyant of Dominion Lending Centres
Northern Mortgage said in the comments section of MortgageBrokerNews.ca. “I think at the very least I would need to see something from the employer confirming that she does have work to return to and then something also from the government that confirms the Visa would not be jeopardized.”
The client in question – a four-year resident of Canada currently here on a work visa – applied for a mortgage with her partner, a Canadian resident, and was refused once the lender learned of the pregnancy, according to her broker Stephane Prevost.
While several readers applauded Prevost for coming forward, others argued it is the lender’s right to refuse the client.
Opinion seems divided between incredulity and understanding among MortgageBrokerNews.ca readers after one broker’s deal was denied by a lender after disclosing his client’s pregnancy.