Justin da Rosa

Justin Da Rosa is a journalist with Canadian Mortgage Professional.

Contact:
Justin.DaRosa@keymedia.com

  • Oliver responds to calls for more housing regulation

    Joe Oliver responded to the critics calling for more active participation from the minister in reining in housing industry and cooling mortgage rates.

  • Broker calls for government to change its focus

    Home prices are at an all-time high and mortgage rates are at an all-time low, leading many pundits to wonder what, if anything, the Canadian government will do to rein in the industry. One leading broker has an idea that doesn’t involve regulation changes.

  • Brokers push back against industry trend

    Rate discounting may be a necessity these days but many brokers are pushing back by drawing attention to the added value of advising clients about more than just rate.

  • Brokers debate: How much control should government have over market?

    Following one industry professional’s argument that Finance Minister Joe Oliver should interfere in the mortgage lending industry, two brokers debate the role of government in regulating the housing market.

  • Oliver's hands-off approach bad for the industry?

    Brokers often lamented former Finance Minister Jim Flaherty’s willingness to tinker with mortgage rules and regulations but one industry professional believes current minister, Joe Oliver’s laissez-faire approach could have disastrous effects.

  • Brokers discuss client disclosure and credit unions

    Credit Unions are quickly gaining market share and favour among brokers with their competitive rates but industry players realize proper client disclosure is required.

  • Lender policy change costs broker

    One broker has a beef with a lender after a number of his mortgages were not honoured following a policy change.

  • What does the future hold for CMHC?

    The Canada Mortgage and Housing Corporation (CMHC) announced further changes to its insurance offerings Friday, providing even more fodder for brokers to speculate about the future of the crown corporation.

  • Poll results: Brokers convert business on heels of increased competition

    Opinion among brokers was divided about Investors Group’s recent rate promotion and just how good a deal it was for customers. We wanted cold, hard numbers, though, so we asked our readers how many were able to convert client inquiries into funded deals. Read on for the results.

  • CU offers retroactive 2.99 per cent rate

    Brokers now have a new arrow in the quiver, with one credit union announcing Thursday its 2.99 per cent five-year fixed rate that can also be applied, retroactively, to deals funded in the past 30 days.