Justin da Rosa

Justin Da Rosa is a journalist with Canadian Mortgage Professional.


  • Are the monolines competing?

    A number of the big banks have announced special fixed rate promotions and cuts to their prime lending rate, but what are monolines doing to ensure brokers have a competitive advantage?

  • Brokers aren’t sold on big bank prediction

    One big bank has made a bold rate prediction for the near future but brokers aren’t biting.

  • No moves planned by finance minister

    Finance Minister Joe Oliver has said he will not interfere with the housing market – or force banks to lower their interest rates, despite the Bank of Canada’s announced rate cut.

  • Calling trust in BoC into question

    The biggest news wasn’t the rate cut; it was the way in which the central bank implemented it – and what it may signify for future interest rates, according to one industry leader.

  • Brokers discuss the future of rates

    In what was described by one broker as “the most significant mortgage interest rate news in ten years,” the BoC’s surprise decision to axe its overnight rate target may have an unexpected effect on one type of mortgage product.

  • BoC interest rate change: A surprise?

    For the first time in over four years the Bank of Canada has changed its target for the overnight rate, which may come as a surprise to brokers.

  • Default insurer comparison: Micro condos

    Micro condos have been a hot topic in the mortgage industry, with several lenders shying away from these tiny units; but how do the insurers treat them?

  • Slow year ahead for certain markets?

    Brokers in one major market are best served to prepare for sluggish housing price gains, according to one industry leader’s recent forecast.

  • Consumer sentiment dropping regarding housing prices

    Brokers may be in for a difficult year, with consumer sentiment regarding the health of the housing market eroding, according to one recent report.

  • Online rate discounting the future?

    The future of the business is online and, according to one major broker, industry players who embrace that model will thrive in the coming years.