Justin da Rosa

Justin Da Rosa is a journalist with Canadian Mortgage Professional.


  • A tougher sell for private lenders?

    In the wake of falling rates, private lenders may have a tougher time selling clients on higher rates; but not if expectations are properly managed.

  • Analyst explains why banks haven’t matched the BoC’s rate

    The big banks’ decision to lower their prime rates – but not fully match the mark set by the Bank of Canada – was about balancing the economy, according to one bank analyst.

  • Brokers diversify by providing consumer credit

    It may seem ironic to some, but many brokers believe offering consumer credit card products is one of the most effective alternative revenue streams a player can add to his business.

  • Missed opportunity for brokers?

    The big banks operating in the broker channel aren’t doing themselves any favours by refusing to drop their prime rates, despite some of their competitors already doing so.

  • Are the monolines competing?

    A number of the big banks have announced special fixed rate promotions and cuts to their prime lending rate, but what are monolines doing to ensure brokers have a competitive advantage?

  • Brokers aren’t sold on big bank prediction

    One big bank has made a bold rate prediction for the near future but brokers aren’t biting.

  • No moves planned by finance minister

    Finance Minister Joe Oliver has said he will not interfere with the housing market – or force banks to lower their interest rates, despite the Bank of Canada’s announced rate cut.

  • Calling trust in BoC into question

    The biggest news wasn’t the rate cut; it was the way in which the central bank implemented it – and what it may signify for future interest rates, according to one industry leader.

  • Brokers discuss the future of rates

    In what was described by one broker as “the most significant mortgage interest rate news in ten years,” the BoC’s surprise decision to axe its overnight rate target may have an unexpected effect on one type of mortgage product.

  • BoC interest rate change: A surprise?

    For the first time in over four years the Bank of Canada has changed its target for the overnight rate, which may come as a surprise to brokers.