Justin da Rosa

Justin Da Rosa is a journalist with Canadian Mortgage Professional.


  • Another negative aspect of collateral charge mortgages

    As if collateral charge mortgages needed another knock against them, one broker is having trouble refinancing those clients who find themselves in an uninsured collateral charge product.

  • Tied selling giving banks an unfair advantage?

    Brokers have a tough enough time competing with the banks, and one industry professional believes tied selling -- going by a different name -- continues to skew the playing field.

  • Brokers in one province to rely largely on refis?

    A major bank is forecasting a drastic drop in home sales in one province, but anecdotal broker evidence may prove that some of the lost business can be made up through refinances.

  • RBC forecasts further interest rate cut

    Three out of the five major banks have now predicted further rate cuts to come from the Bank of Canada, though this one doesn’t expect these record rates to last long.

  • CMHC answers the privatization question

    CMHC pared down its offerings in 2014, which led many to wonder about the potential for the crown corporation to privatize. CMHC CEO Evan Siddall recently weighed in on the speculation.

  • Exclusive Q&A with FSCO about syndicated mortgage regulation

    In late January, FSCO and the Mutual Fund Dealers Association of Canada (MFDA) clarified their position on syndicated mortgages in a joint statement, and we spoke with FSCO about regulations for the popular investment option.

  • Does this broker have the largest marketing budget?

    One broker who plans on spending $600,000 on marketing this year -- and has seen his business grow exponentially as a result -- believes the only thing holding his colleagues back from taking the same approach is fear.

  • Broker outlook for 2015/2016

    What can brokers expect in the near future? CMHC released its first quarter housing market outlook Friday and in it forecasted housing start moderation in 2015 and 2016.

  • The major advantage for brokers following rate cuts?

    Brokers have reported an increase in inquiries from clients since the Bank of Canada rate change, which has provided an opportunity for industry players to extoll the benefits of working with a mortgage broker – and explain the fine print on mortgage documents that many bankers may overlook.

  • Major cuts to come from BoC?

    The voices predicting a further Bank of Canada rate cut have become a chorus, with another bank stating it believes the central bank still has additional basis points to slash.