Justin da Rosa

Justin Da Rosa is a journalist with Canadian Mortgage Professional.


  • CMHC answers the privatization question

    CMHC pared down its offerings in 2014, which led many to wonder about the potential for the crown corporation to privatize. CMHC CEO Evan Siddall recently weighed in on the speculation.

  • Exclusive Q&A with FSCO about syndicated mortgage regulation

    In late January, FSCO and the Mutual Fund Dealers Association of Canada (MFDA) clarified their position on syndicated mortgages in a joint statement, and we spoke with FSCO about regulations for the popular investment option.

  • Does this broker have the largest marketing budget?

    One broker who plans on spending $600,000 on marketing this year -- and has seen his business grow exponentially as a result -- believes the only thing holding his colleagues back from taking the same approach is fear.

  • Broker outlook for 2015/2016

    What can brokers expect in the near future? CMHC released its first quarter housing market outlook Friday and in it forecasted housing start moderation in 2015 and 2016.

  • The major advantage for brokers following rate cuts?

    Brokers have reported an increase in inquiries from clients since the Bank of Canada rate change, which has provided an opportunity for industry players to extoll the benefits of working with a mortgage broker – and explain the fine print on mortgage documents that many bankers may overlook.

  • Major cuts to come from BoC?

    The voices predicting a further Bank of Canada rate cut have become a chorus, with another bank stating it believes the central bank still has additional basis points to slash.

  • IMF slightly alters real estate prediction

    The ups and downs of Canada’s housing market are set to continue according to the IMF, which has recently altered its overvaluation estimate for Canadian real estate.

  • Condo market continues to boom for brokers

    One major market recorded its third best year for condo sales on record in 2014, and saw a marked increase year-over-year.

  • What do low rates mean for a potential housing bubble?

    Finance Minister Joe Oliver has assured Canadians there is no housing bubble developing, despite record low interest rates that may entice some buyers to purchase more home than they can likely afford.

  • Second big bank forecasts further rate cut

    It’s been a whirlwind week following the Bank of Canada’s announced rate change and the industry could be in for even more disruption come March, according to a growing chorus of financial institutions predicting further cuts.