Justin da Rosa

I am the editor for Mortgage Broker News Canada.

Email me at justin.darosa@kmimedia.ca, and follow me on Twitter.

  • Lender jumps into Alt-A lending

    A key broker lender in the A-space is now saying competition in that realm is part of the reason it has moved to focus on Alt-A lending.

  • Broker gets creative with lead chase

    Ever-tightening regulations and ever-increasing competition from the banks are forcing the broker industry to get more creative when trying to chase leads and build business; which, for one broker, includes sharing leads with professionals he originally had an aversion to.

  • Internship program a success for one broker

    A year on, one industry player boasts his unique internship program has a success rate that rivals more traditional methods of grooming brokers.

  • Broker: Expect tighter underwriting in 2014

    One leading industry player foresees tightened mortgage lending regulations in 2014, which may affect the broker industry more than its banker rivals.

  • Broker: Buydowns have greater effect on broker networks

    Rate buy downs affect broker networks more than they do individual brokers, suggests one leading industry player, and 2014 will foster even more of these types of deals as brokers try to compete in an increasingly competitive environment.

  • Brokers beware of young buyers driving Audis

    Finance Minister Jim Flaherty said on CTV’s Question Period Sunday that he is monitoring the state of the housing market and is willing to intervene in the mortgage default insurance industry again if the need is felt.

  • Broker forecast: Banks have advantage in 2014

    One leading broker is staring into his crystal ball and forecasting another year of competitive advantage for the bank branch in one or two key areas.

  • Broker shares wish list for industry in 2014

    With a new year upon us, brokers each have a wish list of things they’d like to see happen in the mortgage industry, although one leading player is hoping for as little change as possible. At least in one area.

  • Big things on the horizon for O'Leary Mortgages?

    O’Leary Mortgages is mum on how the business is faring in the choppy waters of the current market other than to suggest it will make big waves of its own in 2014.

  • Broker fears particular rule change

    Brokers are fearing further mortgage rule changes, especially any that would disrupt the flow of “cheap" but increasingly necessary money into the market.