Justin da Rosa

I am the editor for Mortgage Broker News Canada.

Email me at justin.darosa@kmimedia.ca, and follow me on Twitter.

  • Bid to establish broker-run organization ramps up

    An industry player has ramped up his effort to establish a national broker-run organization in the wake of widespread dissatisfaction with CAAMP’s recent changes to its AMP designation.

  • The 2.99 per cent five-year fixed is back

    The rate that attracted Jim Flaherty’s scorn is back, with at least two mortgage brokers offering a 2.99 per cent five-year fixed rate mortgage.

  • Brokers' call for bank specialist regulation fails

    Vehement calls from mortgage brokers for bank specialists to fall under the same regulatory regime have failed to convince Steven Del Duca, whose recommendations for the MBLAA review to Ontario’s Finance Minister called for the exemption to continue.

  • Broker podcast 'organically' grows business

    An Ottawa-based broker uses his regular podcast to connect with and contribute to his community; and a welcome side-effect of his show has been the natural way it has helped grow his business.

  • MBLAA recommendations focus on higher education standards

    The man tasked with reviewing the Mortgage Brokerages, Lenders and Administrators Act, 2006 (MBLAA) has presented his recommendations to Ontario’s Minister of Finance; with higher educational standards for agents and brokers among his chief objectives.

  • Video series paying off for broker

    One broker took a chance on a new video marketing initiative and it’s already paying out in the form of an increase in business leads.

  • Deflationary trends created by idling home sales?

    Brokers may have been right all along in suggesting the government has simply been too aggressive in its efforts to slow down the real estate market, with growing speculation among economists that the BoC will soon have to fight deflationary trends, in part fueled by idling home sales.

  • Should regulators focus more on unsecured debt?

    New data on consumer debt has dredged up an old broker gripe: Regulators need to rein in the availability of unsecured debt and leave mortgage spending alone.

  • RBC cuts mortgage rates

    Fears that RBC’s latest move to whittle down its fixed rates will set off the kind of rate war BMO did in 2012 are largely unfounded, argues one broker, suggesting this latest cut is a “marketing ploy.”

  • Brokers confident in monoline A-lenders

    Brokers are expressing their confidence that most monolines will stay and fight increasingly competitive banks in the A market, despite one of their lender recently retreating from that space.